When you are saving for an emergency fund, aim for at least three to six months worth of living expenses. This is not a large amount, considering the difficulty in finding employment if you ever lose your job. In fact, the larger the emergency fund, the better position you would be in to ride out any unforeseen financial catastrophes.

When…[Read more]

It is helpful to take along an envelope with you when you are shopping. That way, you have a safe place you can store business cards and receipts. Keeping up with these items can help you to maintain more accurate financial records. You might need these receipts later to compare against your credit card’s monthly statements in case a double charge…[Read more]